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12.99% p.a.

Purchase Interest Rate

  • Annual fee of $59
  • Visa payWave for transactions under $100
  • Purchases are up to 55 days interest free
  • Additional card available at no cost
  • Credit limit from as little as $500 and up to $15,000
  • Secure protection of Visa Zero Liability
  • Lost or stolen card 24 hour hotline




Purchase interest rate

  12.99% p.a. ^

Interest on cash advances

  12.99% p.a. ^

Card Features

Minimum credit limit  


Interest free days        

  Up to 55 days 

Annual fee    


ATM/EFTPOS access  


Minimum repayments %  


Late payment fee   




The Amigo Visa Credit Card is issued by Community First Credit Union Limited ABN 80 087 649 938 operating as Community First Bank, AFSL/Australian Credit Licence Number 231204. Central Murray Credit Union Limited ABN 69 087 651 812 AFSL/Australian Credit Licence Number 239446 distributes the Amigo Visa credit card (“amigo”) under an arrangement with Community First Credit Union Limited. Community First Credit Union Limited is the credit provider and issuer of the credit card.   

* Credit eligibility criteria, terms & conditions, fees & charges apply. Rates are current as at 29/01/2021 and subject to change without notice.

^ Offer terms and conditions: Rate is current as at 29/01/2021 and is subject to change without notice. This is an introductory rate for 6 months only on balance transfers from funding date. After the initial 6-month introductory period, the interest rate for the balance transferred will revert back to the standard credit card rate at the time.

** Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult your issuer for additional details.