Financial Difficulty

We understand there are times when you may face temporary financial difficulties caused by unemployment, illness, or other unexpected circumstances.

Experiencing Financial Difficulty?

If you are ever experiencing financial difficulty in repaying a loan, the best thing you can do is speak to us as soon as possible to explore the options that may be available to you.

CMCU may be able to assist you by:
  • Lowering your contracted repayments and extending the term of your loan, or
  • Applying a short repayment break until you are able to meet your contracted repayments, or
  • Debt consolidation.

Other options might be available and can be explored. For CMCU to be able to assist you, we will need to understand your circumstances.

Contact our loans department on 03 5744 3713 to discuss your financial position. From there you will be asked to complete a hardship application form and provide necessary information.

Once the application is completed you can send it to:

  • CMCU
    Attention: Loans Manager
    58 Belmore Street
    Yarrawonga Vic 3730

Once the application is assessed, we will advise you in writing when we make any decisions about your hardship application.