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Personal and Car Loans

CMCU offers personal loans for any worthwhile legal purpose. Whether you need funds to buy a new or upgraded vehicle, to take that well earned holiday, to consolidate debt or to give Santa a helping hand at Christmas, CMCU can help you achieve your goals sooner rather than later.

CMCU has the following types of personal loans

  • Fully Secured - New Car
  • Fully Secured - Used Car
  • Fully Secured
  • Partly Secured
  • Unsecured

CMCU Personal Loan Features

  • No Minimum borrowings
  • No Monthly Fees
  • Flexible repayments – weekly, fortnightly or monthly.
  • No penalties for extra repayments
  • No penalties for early loan payout
  • Interest calculated on the daily outstanding balance and charged monthly

Quick Repayment Calculator

Work out your loan repayment on our Loan Repayments Calculator.

What do I do now?

To find out more, view our current:

or to see if you qualify, contact one of our lenders.

Important information

Credit eligibility criteria, terms and conditions, fees and charges apply. For further details including product specific features and requirements please visit cmcu.com.au or call us on 03 5744 3713. 

Central Murray Credit Union Limited ABN 69 087 651 812 Australian Credit Licence Number 239446.