Landlords Insurance

Landlord Insurance

Protection for your investment property made easy.

Allianz gives you the confidence to having the right insurance protection for your investment property and its contents.

Why choose landlord insurance through Central Murray Credit Union underwritten by Allianz.

You have worked hard to establish your investment property and the income it provides.  That is why protection for your investment property is essential.

Landlord insurance benefits

What’s covered

 

Building

Contents

 

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  Key benefits

 Accidental breakage of glass

 Earthquake

 Explosion

 Fire or smoke

 Flood cover1

 Impact damage

 Lightning or thunderbolt

 Riot or civil commotion

 Storm, rainwater or run-off

 Theft, burglary or housebreaking

 Tsunami

 Water or other liquid damage

  See more benefits

 Automatic indexation of sums insured

 Contents in open air at the risk address

-

 Continuation of cover when you are selling your buildings

-

 Fusion

 Landlord’s contents

-

 Legal liability - cover for injury to other people or their

 property

-

 Mortgage discharge costs

-

 Reinstatement of sum insured after a loss

 Removal of debris, professional rebuilding fees and

 extra costs of complying with building regulations

 Rental costs after an insured event

 

Available under contents cover only when the building is part of a strata title development

 Replacement of locks or cylinders

 Rainwater tanks and solar water heater

-

 Optional additional covers

 Rent default and theft by tenant

 

 

 Strata title mortgage protection2

 

 

 Landlord Workers’ Compensation3

 

 

 

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This information about insurance coverage is a summary only. You should consider whether this insurance product is suitable for your circumstances and consider the relevant Policy Document (Product Disclosure Statement) (‘PDS’) for Landlord Insurance.

Key Fact Sheet - Landlord

How to claim

To make a landlord insurance claim online:

Online, any time

The fastest, easiest way is via the online Claim Form. You can submit your insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

It takes less than 10 minutes to complete the online Claim Form, and once it is received, one of the friendly claims consultants will contact you as soon as possible.

Submit your claim to our underwriter via the online Claim Form.

Over the phone - 24 hours a day, 7 days a week claims hotline

Alternatively, you can call 1300 555 013 and a friendly consultants will take you through the claims process.

Disclaimer

Central Murray Credit Union Limited ABN 69 087 651 812 AFSL 239446 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. 

We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.

* Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable). Any online discounts offered are applied to our standard rates excluding optional covers‎.

+ To qualify for the maximum No Claim Bonus of 30%, customers must have had no landlord insurance claims in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

# Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

  1. Flood Cover is available for all eligible property addresses. Flood Cover is an option on both Building and Contents in home and landlords insurance policies. The cover is designed to protect customers against damage to their building and/or contents in the event of a Flood up to the value of their sum insured. Flood cover is subject to eligibility.
  2. This cover only applies if the building is part of a strata title development.
  3. Landlord Workers’ Compensation is only available in ACT, TAS and WA.