Landlord Insurance

Landlord Insurance

Protection for your investment property made easy.

Allianz can give you the confidence knowing that you have insurance protection for your investment property and its contents.

Why choose Allianz landlord insurance through Central Murray Credit Union.

You have worked hard to establish your investment property and the income it provides.  That is why you might want to consider protection for your investment.

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Landlord insurance benefits

What’s covered

 

 

Building

Contents

 Accidental breakage of glass

Tick

Tick

 Earthquake

Tick

Tick

 Explosion

Tick

Tick

 Fire or smoke

Tick

Tick

 Impact damage

Tick

Tick

 Lightning or thunderbolt

Tick

Tick

Malicious acts

Tick

Tick

 Riot or civil commotion

Tick

Tick

 Storm, rainwater or run-off

Tick

Tick

 Theft, burglary or housebreaking

Tick

Tick

 Tsunami

Tick

Tick

 Water or other liquid damage

SEE More Benefits - policy sub limits may apply

Tick

Tick

Contents in open air at the risk address - up to $200

-

Tick

Continuation of cover when you are selling your buildings

Tick

-

Fusion(burnout of electrical motors) - Limits apply. Please refer to the PDS for details

Tick

Tick

Legal liability - cover for injury to other people or their property - up to $10,000,000

Tick

Available under contents cover only when the building is part of a strata title developement

Mortgage discharge costs - up to $2,000

Tick

-

Rental costs after an insured event - up to 12 months if your property is deemed uninhabitable

Tick

 

Available under contents cover only when the building is part of a strata title development

Replacement of locks or cylinders - up to $500

Tick

Tick

Environmental benefits - up to $5,000

Tick

-

Optional additional covers

 Rent default and theft by tenant

Tick

Tick

Flood cover (subject to eligibility)

Tick

Tick


 

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance.

To review the key fact sheets available for Landlord Buildings and/or Contents cover Key Fact Sheet - Landlord

How to claim

To make a landlord insurance claim online:

Online, any time

A convenient way to make a home insurance claim is via the online Claim Form. You can submit your home insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible. 

Over the phone - 24 hours a day, 7 days a week claims hotline

You can call 1300 139 418 and a consultant will hlelp take you tp lodge a claim.

Disclaimer

Central Murray Credit Union Limited ABN 69 087 651 812 AFSL 239446 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement Landlord Insurance. If you pruchase insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with service.

* Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium charged for optional covers such as flood (where applicable).

+ To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However, landlords who have had up to two claims may still qualify for reduced No Claim Bonus.

# Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.