Motor Vehicle Insurance

Allianz Motor Insurance through CMCU

Why choose Allianz Comprehensive Motor Insurance through CMCU?

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Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 claims lodgement service, a monthly payment option and a choice between Comprehensive and Third Party Property Damage cover, Allianz Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.

Plus, when you buy a new Alliance Comprehensive Motor Insurance policy through CMCU, you'll also receive Roadside Assistance for the first 12 months Australia-wide, 24 hours a dy, 7 days a week3

Choice of Motor Insurance Covers

Comprehensive Insurance

Third Party Property Damage

Our highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Comprehensive Insurance & Third Party Property Damage Comparison Table:

This is a summary only. For the standard terms, conditions, limites and exclusions of cover, please refer to the Product Disclosure Statement.

 

Comprehensive Insurance

Get a Quote

Third Party Property Damage

Get a Quote

  Key benefits

Cover for accidental loss of or damage to your vehicle

Tick

Cross

New for old replacement of a new vehicle after a total loss, if:

  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia

Tick

Cross

Cover for legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events

Tick

Tick

Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle - up to $5,000, provided that:

  • you did not contribute to the cause of the accident;
  • you can provide the name and address of the person responsible for the accident; and
  • you can provide the registration number of the other vehicle
Cross Tick

Approved legal costs arising from a claim for liability covered by the policy

Tick

Tick

Cost of emergency repairs after a covered accident – up to $500 for any one incident

Tick

Cross

Rental car after theft of your vehicle - $100 per day limit, up to 30 days

Tick

Cross

Reasonable cost of towing after a covered incident

Tick

Cross

Temporary cover on replacement vehicle – 14 days

Tick

Cross

Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser

Tick

Cross

Legal liability cover when using a substitute vehicle

Tick

Cross

Personal items – up to $1,000 for any one incident

Tick

Tick

Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night– up to $1,000 for of any one incident

Tick

Cross

Cover transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident

Tick

Cross

Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident

Tick

Cross

Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for of any one incident

Tick

Cross

  Optional benefits you can add

Rental car following accident, where available - $100 per day limit, up to 30 days

Tick

Cross

Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of  insurance

Tick

Cross

Cover for tools of trade - up to $3,000 for any one incident    

  Options you can select to decrease your premium

Named driver option

Tick

Cross

 

Get a Quote

Get a Quote

Comprehensive insurance table

This is a summary only. For the standard terms, conditions, limits and exclusionbs of cover, please refer to the Product Disclosure Statement.

 

Comprehensive Insurance Get a Quote

  Key benefits

Cover for accidental loss of or damage to your vehicle

Tick

New for old replacement of a new vehicle after a total loss, if:

  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia

Tick

Cover for legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events

Tick

Approved legal costs arising from a claim for liability covered by the policy

Tick

Cost of emergency repairs after a covered accident - up to $500 for any one incident

Tick

Rental car after theft of your vehicle - $100 per day limit, up to 30 days

Tick

Cover for emporary cover on replacement vehicle - 14 dayst

Tick

Reasonable costs of towing after a covered incident

Tick

  More benefits

Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser

Tick

Cover for personal items in your vehicle - Up to $1,000 for any one incident

Tick

Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - Up to $1,000 for any one incident

Tick

Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident - Up to $500 for any one incident

Tick

Legal liability cover when using a substitute vehicle

Tick

Lock re-keying / re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident

Tick

Cover for child seat / baby capsule in your vehicle after a covered accident - Up to $500 for any one incident

Tick

  Optional benefits you can add

Rental car following accident, where available - $100 per day limit, up to 30 days

Tick

Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance

Tick

Cover for tools of trade - Up to $3,000 for any one incident

Tick

  Optional you can select to decrease your premium

Named driver option

Tick

Get a Quote

Third Party Property Damage insurance table

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

 

Third Party Property

Damage

Get a Quote

Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events Tick

Legal liability cover when using a substitute vehicle

Tick

Legal costs

Tick

How to claim

To lodge a car insurance claim

Online, any time

A convenient way to lodge a car insurance claim is via the Claim Form. You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the Claim Form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

Over the phone - 24 hours a day, 7 days a week claims hotline

You can call the claims hotline on 1300 555 030 and a consultant will help you with the claims process.

Disclaimer

Central Murray Credit Union ABN 69 087 651 812 AFSL No 239446 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.

2 Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.

3Offer valid for new Allianz Comprehensive Motor Insurance policies purchased through Central Murray Credit Union.12 months roadside assistance membership is provided by AWP Australian Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Terms, conditions, exclusions and limitations apply to the offer and the 12 month standard roadside assistance membership, which are available at allianz.com.au/roadside.