Motor Vehicle Insurance
Motor Insurance
Allianz Motor Insurance provides you with a great range of features as well as optional benefits so that you can tailor your cover to suit your needs. Benefits include:
- Up to 65% no claim bonus1,3
- Increase your excess to reduce your premium1
- Choose your own repairer
- Safe driver discount for eligible drivers1,4 in addition to the no claim bonus.
Plus, when you buy a new Allianz Motor Insurance policy through Central Murray Credit Union, you’ll also receive Roadside Assistance for the first 12 months Australia-wide, 24 hours a day, 7 days a week.
Choice of Car Insurance products
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Comprehensive Insurance |
Third Party Fire & Theft |
Third Party Property Damage |
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Our highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. |
Provides cover against accidental loss of or damage to your vehicle caused by fire or theft. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. |
Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. |
Comprehensive Insurance / Third Party Property Damage / Third Party Fire & Theft– Comparison Table:
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Comprehensive Insurance
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Third Party Fire & Theft
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Third Party Property Damage
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Key benefits |
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Cover for accidental loss of or damage to your vehicle caused by fire or theft |
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Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft) |
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New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss |
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Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events |
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Legal costs |
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Accidental death benefit - $25,000 per period of insurance |
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Emergency repairs – up to $500 in respect of any one incident |
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Rental car after theft ($100 per day limit, up to 30 days) |
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Reasonable cost of towing |
(after a covered accident) |
(after fire or theft of your vehicle) |
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Temporary cover on replacement vehicle – 14 days |
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More benefits |
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Trailer and caravan cover - $1,000 or market value whichever is the lesser |
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Legal liability cover when using a substitute vehicle |
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Personal items – up to $1,000 for any one incident |
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Emergency accommodation and travelling expenses – up to $1,000 for of any one incident |
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Transportation costs – up to $500 for any one incident |
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Lock re-keying / re-coding – up to $1,000 for any one incident |
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Child seat / baby capsule cover – up to $500 for of any one incident |
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Optional cover |
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Protected No Claim Bonus - 1st claim per period of insurance |
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Rental car following accident - $100 per day limit, up to 30 days |
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Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance |
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Optional excesses which you can select to decrease your premium |
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Restricted driver excess - $2,500 any one claim |
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Unnamed driver excess - $2,500 any one claim |
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This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement
Comprehensive insurance tab
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Comprehensive Insurance Get a Quote |
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Key benefits |
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Accidental loss of or damage to your vehicle |
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New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss |
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Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury |
up to $20 million for any one event or series of related events |
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Accidental death benefit |
$25,000 in any one period of insurance |
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Legal costs |
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Emergency repairs |
up to $500 |
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Rental car following theft |
$100 per day limit, up to 30 days |
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Temporary cover on replacement vehicle |
14 days |
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Reasonable costs of towing after a covered accident |
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More benefits |
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Trailer and caravan cover |
$1,000 or market value whichever is the lesser |
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Personal items |
Up to $1,000 for any one incident |
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Emergency accommodation and travelling expenses |
Up to $1,000 for any one incident |
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Transportation costs |
Up to $500 for any one incident |
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Legal liability cover when using a substitute vehicle |
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Lock re-keying / re-coding |
Up to $1,000 for any one incident |
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Child seat / baby capsule cover |
Up to $500 for any one incident |
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Optional cover |
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Protected No Claim Bonus |
1st claim per period of insurance |
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Rental car following accident |
$100 per day limit, up to 30 days |
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Removal of basic excess for windscreen claims |
1 replacement and 2 repairs in any period of insurance |
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Tools of trade |
Up to $1,500 for any one incident |
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Optional excesses which you can select to decrease your premium |
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Restricted driver excess |
$2,500 any one claim |
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Unnamed driver excess |
$2,500 any one claim |
This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement.
Third party insurance comparison table
Third Party Fire & Theft
Cover against accidental loss of or damage to your vehicle caused by fire or theft up to $5,000 for any one incident. It also covers the legal liability to pay compensation for loss of or damage to someone else's property caused by a motor vehicle accident which is partly or fully the fault of the insured.
Third Party Property Damage
Provides cover for legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully the fault of the insured.
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Third Party Fire & Theft |
Third Party Property Damage |
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Key benefits |
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Accidental loss of or damage to your vehicle caused by fire or theft |
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Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events |
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Legal costs |
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Rental car after theft ($100 per day limit, up to 30 days) |
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Reasonable costs of towing after fire or theft of your vehicle |
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Legal liability cover when using a substitute vehicle |
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This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement.
How to claim
To make a car insurance claim
Online, any time
The most convenient way to make a car insurance claim is via the Claim Form. You can submit your motor insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.
All you need to do is complete the Claim Form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.
- Secure form
- No phone queues
- Immediate confirmation number for your reference
Over the phone - 24 hours a day, 7 days a week claims hotline
You can call the claims hotline on 1300 139 418 and a consultant will help you with the claims process.
Disclaimer
Central Murray Credit Union ABN 69 087 651 812 AFSL No 239446 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the
