Motor Vehicle Insurance

Motor Insurance

Allianz Motor Insurance provides you with a great range of features as well as optional benefits so that you can tailor your cover to suit your needs. Benefits include:

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Plus, when you buy a new Allianz Motor Insurance policy through Central Murray Credit Union, you’ll also receive Roadside Assistance for the first 12 months Australia-wide, 24 hours a day, 7 days a week.

Choice of Car Insurance products

Comprehensive Insurance

Third Party Fire & Theft

Third Party Property Damage

Our highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Provides cover against accidental loss of or damage to your vehicle caused by fire or theft. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

 

Comprehensive Insurance / Third Party Property Damage / Third Party Fire & Theft– Comparison Table:

 

Comprehensive Insurance

 

 

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Third Party Fire & Theft

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Third Party Property

Damage

 

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  Key benefits

Cover for accidental loss of or damage to your vehicle caused by fire or theft

Tick

Tick

Cross

Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)

Tick

Cross

Cross

New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss

Tick

Cross

Cross

Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events

Tick

Tick

Tick

Legal costs

Tick

Tick

Tick

Accidental death benefit - $25,000 per period of insurance

Tick

Cross

Cross

Emergency repairs – up to $500 in respect of any one incident

Tick

Cross

Cross

Rental car after theft ($100 per day limit, up to 30 days)

Tick

Tick

Cross

Reasonable cost of towing

Tick

(after a covered accident)

Tick

(after fire or theft of your vehicle)

Cross

Temporary cover on replacement vehicle – 14 days

Tick

Cross

Cross

  More benefits

Trailer and caravan cover - $1,000 or market value whichever is the lesser

Tick

Cross

Cross

Legal liability cover when using a substitute vehicle

Tick

Cross

Cross

Personal items – up to $1,000 for any one incident

Tick

Tick

Tick

Emergency accommodation and travelling expenses – up to $1,000 for of any one incident

Tick

Cross

Cross

Transportation costs – up to $500 for any one incident

Tick

Cross

Cross

Lock re-keying / re-coding – up to $1,000 for any one incident

Tick

Cross

Cross

Child seat / baby capsule cover – up to $500 for of any one incident

Tick

Cross

Cross

  Optional cover

Protected No Claim Bonus - 1st claim per period of insurance

Tick

Cross

Cross

Rental car following accident - $100 per day limit, up to 30 days

Tick

Cross

Cross

Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of  insurance

Tick

Cross

Cross

  Optional excesses which you can select to decrease your premium

Restricted driver excess - $2,500 any one claim

Tick

Cross

Cross

Unnamed driver excess - $2,500 any one claim

Tick

Cross

Cross

 

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This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement

Comprehensive insurance tab

 

Comprehensive Insurance Get a Quote

  Key benefits

Accidental loss of or damage to your vehicle

Tick

New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss

Tick

Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury

up to $20 million for any one event or series of related events

Accidental death benefit

$25,000 in any one period of insurance

Legal costs

Tick

Emergency repairs

up to $500

Rental car following theft

$100 per day limit, up to 30 days

Temporary cover on replacement vehicle

14 days

Reasonable costs of towing after a covered accident

Tick

  More benefits

Trailer and caravan cover

$1,000 or market value whichever is the lesser

Personal items

Up to $1,000 for any one incident

Emergency accommodation and travelling expenses

Up to $1,000 for any one incident

Transportation costs

Up to $500 for any one incident

Legal liability cover when using a substitute vehicle

Tick

Lock re-keying / re-coding

Up to $1,000 for any one incident

Child seat / baby capsule cover

Up to $500 for any one incident

  Optional cover

Protected No Claim Bonus

1st claim per period of insurance

Rental car following accident

$100 per day limit, up to 30 days

Removal of basic excess for windscreen claims

1 replacement and 2 repairs in any period of insurance

Tools of trade

Up to $1,500 for any one incident

  Optional excesses which you can select to decrease your premium

Restricted driver excess

$2,500 any one claim

Unnamed driver excess

$2,500 any one claim

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This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement.

Third party insurance comparison table

Third Party Fire & Theft

Cover against accidental loss of or damage to your vehicle caused by fire or theft up to $5,000 for any one incident. It also covers the legal liability to pay compensation for loss of or damage to someone else's property caused by a motor vehicle accident which is partly or fully the fault of the insured.

Third Party Property Damage

Provides cover for legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully the fault of the insured.

 

Third Party Fire & Theft

Get a Quote

Third Party Property

Damage

Get a Quote

  Key benefits

Accidental loss of or damage to your vehicle caused by fire or theft

Tick

Cross

Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events

Tick

Tick

Legal costs

Tick

Tick

Rental car after theft ($100 per day limit, up to 30 days)

Tick

Cross

Reasonable costs of towing after fire or theft of your vehicle

Tick

Cross

Legal liability cover when using a substitute vehicle

Tick

Tick

 

This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement.

How to claim

To make a car insurance claim

Online, any time

The most convenient way to make a car insurance claim is via the online claim form at www.allianzclaims.com.au You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form at www.allianzclaims.com.au. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

Over the phone - 24 hours a day, 7 days a week claims hotline

You can call the claims hotline on 1300 555 013 and a consultant will help you with the claims process.

 

Disclaimer

Central Murray Credit Union ABN 69 087 651 812 AFSL No 239446 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision please consider the