Design and Distribution Obligations

Overview of Design and Distribution Obligations

On 5 October 2021, the Design and Distribution Obligations (DDO) will come into effect for all issuers and distributors of financial products that are covered by DDO.

We’re currently working through our obligations as an issuer and distributor, as well as how we’re going to work with the distributors of our products to meet these new requirements.

As we work through these new requirements, we’ll update the information on this page so stay tuned for more detail on our proposed approach.

 

Target Market Determinations (TMD)

From 5 October 2021, you’ll find TMDs for all of our lending and deposit here.