Visa Debit

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Sunday 05/02/2012 05:21 est

Visa Debit Cards

Our Visa Debit Card provides you with the ability to make purchases over the telephone, Internet or via EFTPOS like a credit card, but using your own funds within you account.

The Visa Debit Card can only be attached to either an Everyday Access Account, Pensioner Deeming Account or Business Account. You can use your card to access your own savings thereby incurring no interest charges or we can arrange an overdraft facility to be attached to your account. You can use your Visa Debit Card to:

Obtain cash from nearly 1 million ATMs in more than 150 countries
Withdraw up to $1000 per day from ATMs
Make purchases over the internet, by phone or through mail order
Pay for goods and services at overseas merchants displaying the Visa logo
Save on transaction fees by selecting 'Credit' when making EFTPOS purchases when not withdrawing cash
Access your own funds at any ATM or EFTPOS facility throughout Australia

More Information

Your PIN

You will be issued with your own personal identification number (PIN) which is forwarded to you within a few days of receiving your card. When you use your card you may be required to enter in your PIN in order to prove that you are the owner. It is therefore very important that your PIN is memorised and not stored with your card for security.

PIN Security

You should follow the guidelines below to protect against unauthorised use of plastic card and PIN. These guidelines provide examples of security measures only and will not determine your liability for any losses resulting from unauthorised EFT Transactions. Liability for such transactions are contained within the conditions of use of the card outlined in the Terms and Conditions. Copies of the Terms and Conditions are available in our branches.

Guidelines for Ensuring the Security of your card and PIN

Sign the card as soon as you receive it
Keep the card in a safe place
Never write the PIN on the card
Never write the PIN on anything that is kept with or near the card
Never lend the card to anybody
Never tell or show the PIN to another person
Use care to prevent anyone seeing PIN being entered at Electronic Equipment
Immediately report the loss, theft or unauthorised use of the card to the Credit Union
Examine your statement immediately upon receiving it to identify and report, as soon as possible, any instances where the card has been used without your authority
Immediately notify us of any change of address

What if my card is lost or stolen?

If your card is lost or stolen please contact us immediately. If outside normal hours call:

LOST/STOLEN REDICARD/VISA HOTLINE
Australia wide toll free: 1800 224 004
From overseas: +61 2 9959 7480